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Fox River with a wooded bank and a riverside trail, Elgin vs South Elgin

Comparison guide, updated November 2026

Elgin vs South Elgin, IL: How They Compare

Elgin vs South Elgin: two Fox River towns side by side, by homes, prices, schools and commute.

By Realtor in Elgin. Updated November 2026.

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01 / The answer

Elgin vs South Elgin: homes, taxes and schools

Elgin vs South Elgin comes down to size and housing mix. Elgin is a city in Kane and Cook counties with three Metra stations, historic districts and every home type. South Elgin is a separate village to the south along the Fox River, in Kane County, with no Metra station of its own. Most of both towns are in School District U-46.

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02 / Side by side

Elgin and South Elgin side by side

Type

Elgin: City, Kane and Cook counties

South Elgin: Village, Kane County

ZIP codes

Elgin: 60120, 60123, 60124

South Elgin: 60177

Metra

Elgin: 3 stations on the Milwaukee District West line

South Elgin: No station; nearest stations are in Elgin

Schools

Elgin: Mostly U-46; parts in Districts 300, 301 and 303

South Elgin: Mostly U-46, including South Elgin High School

Homes

Elgin: Historic homes, condos, townhomes, 55+ communities, new construction

South Elgin: Mostly single-family subdivisions and townhomes

Median price

Elgin: $331,417 median sale price (Zillow, data through August 2026)

South Elgin: $395,500 median sale price, 2026 sales to date (ATTOM, read November 2026)

The two median prices come from different sources and periods; compare homes, not medians.

03 / Pick Elgin

Pick Elgin if

  • You want a Metra station close to home.
  • You want a historic home, a downtown condo or a 55+ community.
  • You want the widest range of prices and home types.

04 / Pick South Elgin

Pick South Elgin if

  • You want a smaller village with mostly newer subdivisions.
  • You commute by car and do not need a train station in town.

05 / Taxes

Property taxes in Elgin and South Elgin

Property tax bills in both towns depend on the county, township and taxing districts of each address, so two homes a mile apart can pay different rates. Ask for the last tax bill of every home you compare.

06 / Questions

Questions about Elgin vs South Elgin

Compare Elgin homes with a local realtor

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